Marketing Practices

This Marketing Practices page describes how the Payday Cash Advance: Loans 247 mobile application and related services (the “App”), operated by GA Loans 247 LLC (“we,” “us,” or “our”), communicate with users and prospective users regarding the App, its features, and third-party financial products that may be accessible through the App.

Payday Cash Advance: Loans 247 does not originate, fund, or service loans. The App functions solely as a loan-matching and informational platform that connects users with independent third-party lenders or financial service providers. All loan terms, approvals, and pricing are determined exclusively by those third parties.

Commitment to Fair and Transparent Marketing

We are committed to conducting marketing and promotional activities in a manner that is truthful, transparent, and compliant with applicable federal and state laws, including consumer protection, advertising, and privacy regulations.

Our marketing practices are designed to ensure that users are not misled regarding:

• The nature of Payday Cash Advance: Loans 247 as a non-lender platform
• The availability or likelihood of loan approval
• Interest rates, fees, or repayment obligations
• The role of third-party lenders and service providers

Types of Marketing Communications

We may communicate with users through various channels, including:

• Email communications
• SMS or text messages
• Push notifications
• In-app messages
• Website or App-based advertisements

Communications may include service-related messages, informational content, educational materials, promotional offers, or updates regarding App features or third-party products.

No Guaranteed Approval or Funding

Marketing materials and communications may reference potential loan amounts, estimated APR ranges, or example scenarios. Such references are for illustrative purposes only and do not constitute a guarantee of approval, funding, or specific loan terms.

All loan offers are subject to lender underwriting criteria, verification, and applicable law.

Use of User Information in Marketing

Personal information used for marketing purposes is handled in accordance with our Privacy Policy and applicable data protection laws. We may use certain information to:

• Personalize communications based on user preferences
• Provide relevant App updates or educational content
• Deliver promotional messages where permitted by law

We do not sell personal information and do not engage in cross-context behavioral advertising, as defined under applicable privacy laws.

Opt-Out and Communication Preferences

Users may opt out of certain marketing communications at any time by:

• Using unsubscribe links in email communications
• Replying “STOP” to SMS messages, where applicable
• Adjusting notification settings within the App

Opting out of marketing communications does not affect receipt of transactional, legal, or service-related notices that are required to operate the App.

Third-Party Marketing and Referrals

Some marketing content may involve third-party lenders, affiliates, or referral partners. When users engage with third-party offers, their interactions and any subsequent agreements are governed by the third party’s terms and privacy practices.

Payday Cash Advance: Loans 247 may receive referral or marketing compensation when users are connected with third-party providers or obtain financial products through the App. Such compensation does not affect loan terms, interest rates, or approval decisions.

Prohibited Marketing Practices

We do not engage in, authorize, or tolerate marketing practices that are deceptive, misleading, or unlawful, including:

• False claims of guaranteed approval or instant funding
• Misrepresentation of interest rates, fees, or total repayment costs
• Omission of material disclosures required by law
• Unsolicited communications in violation of applicable regulations

Regulatory Compliance

Our marketing activities are intended to comply with applicable laws and regulations, including those enforced by the Federal Trade Commission (FTC), state attorneys general, and other regulatory authorities.

Policy Limitations

This Marketing Practices page does not create contractual rights or obligations and does not modify any agreement between users and third-party lenders.

Updates to This Page

We may update this Marketing Practices page from time to time. Changes will be effective upon posting within the App or on our website.

Contact Information

For questions regarding our marketing practices, please contact:

GA Loans 247 LLC
Email: [email protected]
Address: 1855 Garland Ln, Boulder, CO 80304
Phone: (970) 423-5830