Electronic Consent

This Electronic Consent (“E-Consent”) applies to your use of the Payday Cash Advance: Loans 247 mobile application and related services (the “App”), operated by GA Loans 247 LLC (“we,” “us,” or “our”), and governs your consent to receive disclosures, notices, agreements, and other communications in electronic form.

By accessing or using the App, submitting information, or clicking to accept disclosures or agreements, you consent to the use of electronic records, electronic signatures, and electronic communications in connection with your use of the App and any financial products offered by independent third-party lenders or service providers.

Payday Cash Advance: Loans 247 does not originate, fund, or service loans. All loan offers, agreements, and disclosures are provided by third-party lenders, and your consent applies to communications from Payday Cash Advance: Loans 247 and such third parties as permitted by law.

Scope of Consent

Your consent applies to all communications, disclosures, and records related to:

• Your use of the App
• Account registration and management
• Loan or cash advance requests and offers
• Agreements, authorizations, and acknowledgments
• Notices regarding payments, account status, or legal rights

These communications may be provided via email, SMS or text message, in-app notifications, downloadable documents, or other electronic means.

Electronic Signatures

You agree that electronic signatures, acknowledgments, and affirmations have the same legal effect as handwritten signatures. Your electronic acceptance constitutes your intent to be bound by the applicable terms, disclosures, or agreements.

Paper Copies

You may request a paper copy of any electronic record by contacting us at [email protected]. Paper copies may be provided at no cost or subject to a reasonable fee, where permitted by law.

Hardware and Software Requirements

To access and retain electronic records, you must have:

• A device capable of accessing the internet
• A current web browser or mobile operating system
• A valid email address
• Sufficient storage to save or print documents

You are responsible for ensuring that your hardware and software meet these requirements.

Withdrawing Consent

You may withdraw your consent to receive electronic communications at any time by contacting us at [email protected]. Withdrawing consent may limit or terminate your ability to use the App or receive loan offers, as electronic delivery is required for App functionality.

Withdrawal of consent does not affect the legal validity of electronic records provided prior to withdrawal.

Updating Contact Information

You agree to keep your email address, phone number, and other contact information accurate and up to date. Failure to do so may result in missed notices or disclosures.

Federal E-SIGN Act

This E-Consent is provided in accordance with the Electronic Signatures in Global and National Commerce Act (“E-SIGN Act”) and applicable state electronic transaction laws.

Consent to Communications from Third Parties

By using the App, you acknowledge that participating lenders or service providers may deliver required disclosures and agreements electronically in connection with any financial product offered to you.

Refusal of Consent

If you do not consent to electronic communications, you should not use the App. Electronic delivery of disclosures is a condition of accessing App features and third-party offers.

Updates to This E-Consent

We may update this E-Consent from time to time. Changes will be effective upon posting within the App or on our website. Continued use of the App constitutes acceptance of the updated E-Consent.

Contact Information

For questions regarding this E-Consent, please contact:

GA Loans 247 LLC
Email: [email protected]
Address: 1855 Garland Ln, Boulder, CO 80304
Phone: (970) 423-5830